28 grant schemes across 6 agencies, tax incentives, and loan guarantees — all in one place. Filter by what you're building to find the funding that fits.
Funding Schemes
Government Agencies
Max Grant (€)
Aid Intensity Available
Select a category to see which schemes apply. Expand any card for full details including requirements, documents, and application process.
These stack on top of grants — claim them alongside any scheme above to maximise your total benefit.
175% tax deduction on qualifying R&D expenditure. Applies to salaries, materials, and subcontracting costs for eligible R&D activities.
Estimated Benefit
For every €10,000 of R&D spend, deduct €17,500 from taxable income. At Malta's 35% corporate tax rate, this saves €6,125 per €10,000 spent (vs €3,500 with normal deduction). Net extra saving: €2,625 per €10,000.
Accelerated write-off of AI, digital, automation, and cybersecurity capital expenditure over 2 years instead of the standard 4–6 year depreciation period. Expanded in Budget 2026 to explicitly cover AI and cybersecurity.
Estimated Benefit
Front-loads tax relief. A €50,000 tech investment is written off in 2 years (€25,000/year) instead of 5 years (€10,000/year), generating €8,750/year additional tax shield in years 1–2.
Key business, technology, and funding events in Malta for SMEs and entrepreneurs.
Europe's premier startup event returns to Malta. 2,500+ founders, investors, and corporates gather for two days of keynotes, fireside chats, pitch competitions, and networking. 15 early-stage startups compete for a prize package worth over €1M.
Yes. Many Malta grants are stackable — for example, MicroInvest tax credits can be combined with Digitalise Your SME or the Innovate Scheme. However, some schemes conflict (e.g. Digitalise Your SME and Digitalise Your Business cannot fund the same project). Always check stacking rules before applying.
De minimis is an EU State Aid ceiling of €300,000 over any rolling 3-year period. Several Malta schemes (MicroInvest, Business Development, SME Enhance) fall under de minimis. If you've received other de minimis aid recently, it counts towards this ceiling.
Processing times vary by scheme: simpler programmes like SME Consultancy Services take 4–5 weeks, while larger schemes like Innovate or R&D can take 10–16 weeks. Most Malta Enterprise schemes are processed within 6–8 weeks.
While not always mandatory, having an accountant or financial advisor review your application significantly improves approval chances. Most schemes require audited financial statements and budget projections that benefit from professional preparation.
Yes. Business START offers up to €25,000 at 100% aid intensity for businesses less than 36 months old. Startups also qualify for MicroInvest, Digitalise Your SME, and the Accelerate programme (up to 7 years old). Some schemes offer higher aid intensity for micro enterprises and startups.
Most grants are reimbursement-based — you implement the project, submit invoices and milestone reports, and receive payment after verification. You must keep records for audit purposes, complete the project within the agreed timeline, and comply with reporting requirements. Failure to comply can result in clawback of funds.